How Long Does the Escrow Process Take?

The escrow process can be one of the most time-consuming steps in buying a home. Generally, the escrow process will take 30-60 days, however, we should note that if the process takes longer than 30 days, there may have been an error made in the process. With that said, the timeline of the process may depend on the agreement made by yourself, the buyer, and the seller. The following are some of the steps/factors that may determine how long the escrow process will take.

  • Mortgage pre-approval
  • Time needed for each task
  • Documents prepared ahead of time
  • State requirements
  • Optional for Escrow: Underwriting process

If the escrow process takes longer than planned for, unless otherwise mandated in an agreement, there is no penalty, however, whichever party responsible for the delay must notify the other. Let’s look at some of the specific factors that may hold up any of the above processes listed above.


Any inspections should be scheduled ahead of time and if not done in a timely manner, may add times to the escrow process.

Documents Required

Having all required documents completed correctly, on time, and having them on hand is one of the largest factors that will dictate if your escrow process will be pushed back. Organization is key!

Escrow Agent

Choosing the right escrow agent is crucial. If your escrow agent is disorganized or inexperienced, the process may be longer than expected for inefficiency.

That’s why at Cal Pacific Escrow we have the best agents in the business. We know how important it is for you to finish escrow as quickly as possible.